According to @kwok_phil, user feedback on his X post shows some holders want to borrow against XRP while others are willing to lend XRP for a percentage return, provided risk is low. Source: @kwok_phil on X, Sep 17, 2025, x.com/kwok_phil/status/1968042428184793119. According to @kwok_phil, he reviewed all comments and thanked participants, indicating active engagement around low-risk XRP lending and borrowing preferences. Source: @kwok_phil on X, Sep 17, 2025, x.com/kwok_phil/status/1968042428184793119.